InnoBenefits

The AGA is pleased to announce a new partnership with Arthur Bagby and InnoBenefits to market Limited Medical Plans for your part-time and hourly employees. These employees are typically not eligible for your traditional group medical plan, such as Blue Cross/ Blue Shield.

With the rising cost of major medical insurance, more part-time and hourly workers are left without medical coverage.

Limited Medical Plans, while not comprehensive in nature, provide the same features of major medical insurance, with defined benefits.

In our industry, most of the employee turnover occurs with part-time and hourly employees. Offering these plans will help both recruit and retain these employees. This can have a positive impact on both your operations and bottom line.

Limited Medical Benefit choices include;

*Physician Office Visits *Prescription Benefits *Wellness Benefits *Surgical Benefits *Accident Benefits *Diagnostic Lab & X-Ray Benefits *Dental & Vision

Other plan features include:

*Minimal participation requirements *Guaranteed issue *Premiums can be paid 100% by the employee or funded by you at the level of your choosing

*No pre-existing condition limitations *National PPO Networks *Section 125

All plans are custom designed, taking into account the employee’s needs and financial capabilities. Importantly, administrative processes are created specifically to reduce the burden of the plan sponsor. These plans are purposefully designed to be easy to manage.

InnoBenefits is a consulting group that works with many national organizations such as Houchens Industries (an AGA member), Sacks Fifth Avenue, Burlington Coat Factory, Advance Auto Parts, and many others.  

If you would like to contact Arthur Bagby directly, his phone number is 205.789.8844.